Capital on Tap Credit Card Review
Capital on Tap credit card reviews for small businesses tend to focus on a niche, but the Capital on Tap card has a broad range of benefits. It’s a solid choice for a general business card that offers unlimited 1.5% cash back. The card also lets you add extra cards for employees at no cost, which can help with tracking and maximizing rewards. You can also set spending limits and get real-time notifications when someone goes over them. It comes with other helpful perks, like an auto rental collision damage waiver and travel and emergency assistance. It also has accounting integrations with tools like Xero, FreeAgent and Quickbooks.
Capital on Tap Credit Card Review: Is It Right for Your Business
While there are a number of competing business credit cards with higher cash-back rates, Capital on Tap has its own unique strengths. It has a slick application process that doesn’t impact your credit score and is focused on supporting incorporated (LLC/Corp) small businesses. Capital on Tap is a Visa business credit card, which means you can use it anywhere that accepts Visa. This includes online and in physical locations worldwide. It also offers uncapped 1% cashback on all card spending, including bills, operating costs and general expenses.
The card does require a personal guarantee, meaning you’re personally responsible for the debt on this card in the event of failure to pay. However, this is common for all business credit cards. It is important to know the risks of a personal guarantee before applying. Capital on Tap is an excellent option if having the potential for a high credit limit is a priority for you.
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